Learning Center

Our Loan Process

Step 1: Submit a VA Online Loan Application

Five minutes of your time could save you thousands of dollars on your mortgage payments. Click here to fill out and submit our SECURE and PRIVATE online pre-qualification form.

Step 2: We Analyze Your VA Loan Application

After we receive your mortgage application one of our VA Loan Specialist will review your information and call you as soon as possible with a good faith estimate. This typically occurs within 30 minutes during normal business hours.

Step 3: VA Loan Documents

We give our customers two options for management of required documents. Our online version (e-docs) is quick, easy, and secure. Our customers simply login to our password-protected site an upload the documents much like attaching a file to an email.-- The only difference is our state- of-the-art security and encryption technology.

For more info about e-mortgages, click here

For those who prefer we are more than happy to send the documents via overnight mail. This process typically delays the loan closing date by 5-to-7 days.

What are the typical documents required?

Step 4: VA Loan Processing and Underwriting

The next step is for one of our loan processors to finish building your loan file and double-checking to make sure all the necessary forms have been returned and properly executed. The processor will also arrange to have your property appraised and a preliminary title commitment issued. This step typically takes 2-to-5 days, but is really dependent upon customer deliverables.

Step 5: VA Loan Funding

Congratulations, your loan closed!