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Veteran Home Loans specializes in making VA loans, which are guaranteed by the Department of Veteran Affairs. The VA guarantees several types of VA loans for personal home purchases.

Veteran Home Loans is a subsidiary of Mortgage Investors Corporation. Mortgage Investors Corporation has been approved as a mortgage lender by the Federal Housing Administration and the Veterans Administration. Mortgage Investors, and by extension Veteran Home Loans, is the recognized leader in VA loan origination.

Our dedication, commitment to excellence, and passion for helping the most deserving Americans, Veterans, has resulted in more than 300,000 SATISFIED CUSTOMERS and more than $25 BILLION DOLLARS in VA Loans.

Benefits of a VA Loan

  • Borrow up to $417,000
  • Requires no down payment
  • Government Limits the amount of closing costs and origination fees lenders can charge, as well as appraisal fees
  • The borrower doesn't have to pay the cost of private mortgage insurance
  • Streamlined refinance loans can be closed in 7 to 10 days
  • Protection built into ARM products that caps the annual allowable rate increase

VA Loan Types

VA Hybrid ARM (Adjustable Rate Mortgage)

The VA Hybrid ARM provides approved Veterans an initial low fixed rate for first 3 or 5 years, and then adjusts annually. After the initial term has passed the VA Hybrid ARM cannot adjust more than 1% per year and is capped out at a maximum increase of a 5% interest rate cap over the life of the loan for additional protection. By limiting how much the rate can adjust Veterans can finance a more affordable monthly payment during the initial term and have the peace of mind of having predictable maximum monthly payments over the entire term of the loan.

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After the first adjustment, any adjustment to the rate must occur on an annual basis. Furthermore, VA Hybrid loans are structured on a 30-year payment plan including the initial 3 or 5-year term.

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New Purchase

Buying a home is one of the biggest and most important decisions you will ever make. For both first-time and experienced homebuyers the process can be a bit overwhelming at times and full of unexpected and uncontrollable obstacles. However, getting approved for a VA mortgage doesn't have to be that way, especially if you are working with Veteran Home Loans/Mortgage Investors Corporation, the recognized leader in VA Loan origination.

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Refinance/Consolidation

If you need money to consolidate high interest credit cards, pay for college tuition or medical bills, buy a new car, or make home improvements we can help you navigate through the VA loan process and help you make the right decision.

We are happy to assist all Veterans in determining which type of loan is best for their current situation and life goals. After all our passion for helping Veterans has resulted in over 300,000 SATISFIED CUSTOMERS and more than $25 BILLION DOLLARS in VA Loans. We are the recognized leader!

VA loan refinance and consolidation options explained:

Cash-Out Refinances are typically used by homeowners that have to pay for an unexpected emergency, home repairs/improvements, or for less responsible but more enjoyable things like a dream vacation. There is no minimum amount of time that you must own your home, but you must have sufficient equity.

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VA Consolidation Loans might be a good option for the Veteran homeowner that has found him or herself in a position where they are unable to pay all their monthly bills, like high interest credit cards, auto payments, medical expenses, and etc. The benefit of a VA consolidation loan is a single lower more manageable monthly payment.

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VA Refinance Loan

Refinancing your Mortgage to a low fixed rate mortgage might be a good option if your monthly payments are becoming unaffordable. Refinancing to a fixed rate mortgage also helps you avoid interest rate hikes that can make your monthly payments potentially unbearable.

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If you are currently in a VA loan and looking to refinance to a lower rate give us a call at 1-800-891-6678 and one of our professional representatives will educate you on our simple yet very beneficial program. With our no-hassle Streamline Refinance loan process, there is:

  • No credit check (just mortgage verification).
  • No income verification.
  • No qualifying debt ratio.
  • No appraisal on your home.
  • Little to no upfront costs.

It is easy to qualify for a streamlined refinance loan from Veteran Home Loans. With an average closing time of 7-10 days, you will be saving money in no time.

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